From Classy to piracy (Buggy the clown x reader) | Complete

You were born on the Blue sea, but into a classy family. Never knowing anything about work or having to lift a finger. What happens when one day, on the cruise ship you were on got attacked by pirates? What happens when you get your hands on the thing they want?
In this story, you will have the devil fruit change change (one I made up), allowing you to turn into any animal (excepted aquatic ones.)