Top 10 risk news, July 15, 2013

Top 10 risk news, July 15, 2013

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When Australian supervisors speak about American number plates ... we have a great speech:"The centrepiece of the story can be summed up by just six letters embossed on a personalised number plate: "FUND EM" was written on the number plate of a car belonging to Angelo Mozilo, the CEO of Countrywide Financial.Prior to the Global Financial Crisis, Countrywide Financial was the biggest mortgage originator in the United States.It's an unusual number plate. What do you suppose it means?Well, for all intents and purposes, it was a mission statement. It is saying that Countrywide is in the business of providing funds to home borrowers."David Lewis, General Manager, Australian Prudential Regulation Authority, continues with interesting remarks:"Many countries define 'supervision' to be the enforcement of prudential rules (capital adequacy, liquidity, large exposures and so forth).We do not.To us, 'regulation' can be defined as the application of rules and 'supervision' as the oversight of the effectiveness of a firm's risk management.The difference is more than merely one of nomenclature; it is one of regulatory mission. At APRA, we do both regulation and supervision.At APRA, we do not see our supervisory mandate as being constrained by the rules.To us, a prudential supervisor's mandate extends beyond the rules to ensuring the effective management of risks by regulated institutions - wherever those risks might arise, and regardless of whether or not those risks are described by prudential rules or standards. A compliance-based regulator stays in the blue circle; a risk-based regulator operates in the pink one."Interesting!He continues:"We are strong believers in 'meta-regulation'.By this, we mean encouraging regulated institutions to 'internalise' regulatory goals by having in place sound internal risk management and governance processes."Read more at Number 8 below.…

Like Father, Like Son(StarWarsFanfiction){Paused}

Like Father, Like Son(StarWarsFanfiction){Paused}

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"Trust in the Force, Ben. That's all you need." Luke said gently, glancing at his son's work."I'm trying. I got it. It's just... Mmm..." Ben grew frustrated, closed his eyes and breathed. He felt his father's force presence inside of himself, then another presence filling him... he breathed. "Mom?" Ben opened his eyes and couldn't believe what he was seeing.He saw a woman on the top of the water, focused on him, her hair red, curly and flowing among the mist. Luke looked over too, sensing his sons' sudden awareness and curiosity in the force. He caught Ben glancing back in his direction. "I think it's a-- I know it's a trap," Ben said, his face paling a bit. Lukes hadn't changed a shade. He just stood there watching with his usual training face he always had on, telling Ben nothing. "Well, what is the Force telling you, Ben?"Ben walked closer to the figure cautiously. "I... I'm not sure just yet." The force was very strong in the woman. She glanced away as he came closer. He came about a step more to get a better look at her face, but he saw darkness.She turned to glare at him; her hair turning grey, her eyes hollow black holes, her face wrinkling with darkened skin. The water had turned red under her, she smirked looking at Ben but somehow beyond him. Ben stood there, filled with horror, his brow furrowing trying to understand or even try to comprehend what was really going on. He took a step back, sizing her up. Luke crossed his arms casually, observing his son.Ben tilted his head. "Who are you?", he spoke to the woman. She didn't answer and just stared off in the distance, bringing a lightsaber up towards him. She seemed to be looking somewhere at the moment, but she ignited it, advancing towards him with pure hatred...pushing him into the utter darkness with her. Ben fell into the consuming darkness, surrounded by hate.…

How to Transfer Domain Names to Hiox India?

How to Transfer Domain Names to Hiox India?

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Usually, we ll decide to transfer domain names to other registrars, due to various reasons.The cause may be the price, features or some other else.Whatever, it is ??Just decided to transfer domains to other registrar. But, not sure about the process?Yeah, this is the blog, that will help you to learn how to transfer domain names from any registrar to Hiox India.Domain Transfer involves two parts : Part 1 : Unlock the domain you need to transfer and generate an authorization (EPP) code from the current registar for the transfer process.Part 2 : Transfer the domain to another registrar with the generated EPP code.Part 1 : Cancel Your Registration and Get Approval for Domain Tranfer from Previous Registrar. Go to your administration panel, Select the domain you need to transfer and click manageCancel your registration with the current registrarGet authorization code.Part 2 : Initiate the domain transfer process in Hiox India. It involves the following steps : Step 1 : Click domain transfer from the menuStep 2 : Enter the domain name and the EPP code given by previous domain provider.Step 3.1 : If you wish to purchase only domain transfer, click domain transferStep 3.2 :If you wish to transfer along with hosting, click domain + hosting combo offer.Step 4 :Check out the payment and nameserver details and click payment.Step 5.1 :Enter the new customer details and click 'Register'Step 5.2 :If you are an existing customer, just log inStep 6 :Your list of orders will be listed here. Check your transfer order and click proceed payment.Step 7 :Select your payment and proceed to payment.Your domain transfer may take a time of 5 days. But it varies sometimes.Contact hioxindia.com for further queries.…

Her Majesty's Twelfth Ghost

Her Majesty's Twelfth Ghost

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The year is 1879, and even as the aftermath of the Industrial Revolution subsides, a new kind of revolution has taken Old Europe by storm-a revolution that has brought the power of steam, coal, and electricity to inconceivable heights. The greatest cities in the world-from the narrow, crowded alleys of London, to the mountain strongholds of Greater Christchurch and the seaside steeples of Mastaille-find themselves capsized by the Kinetic Revolution, a movement that will change the course of history forever. But even as technology surges, morale drains with each passing day as the British Archipelago finds itself falling headlong into a full-on civil war, sparked by the Empirical States's unrest against the political figureheads hell-bent on restricting a newly emerging source of power-a dangerously volatile substance of mysterious origin known only as Fairy Dust, the meanest traces of which hold the energy equivalent of a thousand steam-powered engines.Deep in gloomy east London, Bernadette Tryst, a disgraced Royal Air Force Captain wanted on faulty charges, finds an unusual ally in the chipper Ms. Salvania Pol, a scrappy explosives expert-turned con-woman fresh from Jardin-de-Leon, the known headquarters of the Revolutionist Cause. After a series of misadventures, the unlikely pair sets out across Old Europe to unravel the mystery behind Bernadette's false incrimination, pursued by the Hands of the Law (agents of public peace, commonly called 'hollies') as well as a number of Pol's old acquaintances, some of whom may not have completely forgiven her desertion to the Revolution's Cause. But the deeper they dig, the closer they come to discovering a secret that could mean the difference between single-handedly preventing a war...or causing it.…

This Is University? (Boy x Boy)

This Is University? (Boy x Boy)

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Short Stories based off of a mobile game. These characters are original characters.There will most likely be graphic content in the future. Daiki is the best mentor that the school offers, students usually riot to get the chance to work with him. Akira just so happened to be assigned to Daiki who is more the serious guy. Akira is a laid back student who's here for the thrills overall. The longer Akira is working beside Daiki the more he is beginning to develop feelings for him- until another student (s) is offered to work with Daiki too. So many beautiful men, so many different options, despite none of them wanting to have anything to do with him.Sora is the angel of the group. Prideful but easily discouraged, he's always needing reassurance. He knows Akira tends to treat him special compared to others, doesn't know why. He's always asking such weird requests from him, like sticking out his tongue. Jun, the sadistic bastard who loves pushing everyone's buttons because he gets off on it. How is the human? is he even capable of being human? And what's up with his deep obsession with "breaking" Akira?…

Unforgiven ♡

Unforgiven ♡

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About the story :Elodie is a young teenage girl, who lives in a small town called Martha , she is known as the introverted one but she had a lot of friends may different kind or types ang isang introvert para sakanya, she is a normal girl who lives a quiet and peaceful life and that is nanatili sa kanyang utak lamang, her family especially both of her parents oftenly fight because of small things that ends up making her dumbfounded. Gayunpaman isa siyang mapagkumbaba at mapagpatawad na tao. She has friends and all of them has a boyfriend , siya lamang ang hindi pa nagkaroon ni minsan ng boyfriend , she don't understand this kind of things since she doesn't have any experience about it. Binuksan niya ang panibagong yugto ng kanyang buhay , ang minimithi niya ay ang makapagtapos ng pagaaral , she entered her senior highschool life , different from the world she had been , those unfamiliar surroundings everything is peaceful and quiet which is what she usually like , but not until nakilala niya ang lalaking nagpabago ng kanyang buhay. Will she find happiness ? joy? love ? or it will all turn out to be the reason of her Unforgiveness. Tunghayan ang kwento ng buhay ni Elodie in the story of UNFORGIVEN.~~~~~~~~~●●●●●●●●●~~~~~This story comes from the heartfelt idea of the author. Names , settings, plot, images came from the author's pure imagination. Similarities or any other things that this story will have is purely coincidence. ×××××××××××♡♡♡♡♡♡♡♡××××××××××××××#Pinkysku11#Unforgiven#RomanceEnjoy and have a great day everyone lovelots 😙…

The Perilelles

The Perilelles

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The Military of Foedusum has only grown in strength after the invasion that happened one century ago. As they plan for the final stages of their attack, they develop a prototype of the technology that was supposed to ensure their victory: Project Helion. Its inter-dimensional travel capabilities, while dangerous on its own, becomes more unpredictable once it is stolen by Soké Ékos, a soldier who unexpectedly wakes up from his cryogenic slumber. In a flash, he is gone with the prototype, and the Military turns to one of their best to find the prototype and kill him under charges of treason: Aviromia Ayter, the Soul of Ice, a daring pilot... and Soké's best friend. Avi, with the help of her friend and fellow Soul Cerise Tandem, as well as Soké's girlfriend June Voler, must embark on a manhunt across dimensions in order to recover what they need to win the war of vengeance. Yet, the more time they spend searching, the more time they have to wonder what it's all for, whether the sacrifices being made are justified. Meanwhile, speculation of who their attackers that fateful day rise, claiming it to be a planet known as Vicula, and they apparently have the means of striking again. With the clock ticking, it's only a matter of time until they make their final choice on who to align with. As tension builds, and true colours bleed out, can they truly trust not only each other, but themselves, and the cause they're supposedly fighting for?…

The Bully's Girl

The Bully's Girl

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Rya walker is you typical teenage girl flaws and all, though some people might say a little more than usual is beginning her sophomore year in high school and still lives in her 10 year old mind state that all people are good and boys are all boys are gross. all except her best friend Jake wallen. It was just your typical boy next door story the only difference is that the boy ends up in the girl's bedroom everynight for a completely different reason. now the summer is over and it's back to school for Rya and she's now realizing that nothing is close how it was before. Not the school, the boys or girls or even the outcasts. everything is different. Especially her. Rya can't help noticing things she never did, things about her body and things about boys. Boys meaning Luke Jackson. king of the school and ruler of the nerds. nerds including Rya and Jake. though he seems to prey on Jake a lot more than he does her. But because of an uncalled for pairing at school Rya have the lack of luck to be cast as partners with the one and only Luke Jackson for a school project giving them one week of excuses to be near each other. she's 100% sure how this would all turn out. with him throwing cold water down her shirt in gym class and her giving him the look of death Every time he passes her or even the thought of him entering her mind. But what will happen if he moved in with her. What will happen if he's near her 24/7 sleeping in the very same room with her every night. nothing prepared her for what happened. no fotune cookie could have predicted this. She just can't figure out if it's good or bad. Either way she knew loved it.Ps. I do not own any media provided.…

Enemies to Lovers | Tape Series #1 | Errorink / Errink

Enemies to Lovers | Tape Series #1 | Errorink / Errink

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One fine morning, you find a videotape at [ʀᴇᴅᴀᴄᴛᴇᴅ] and decide to take it home. After digging through your granddad's garage for a player, you finally watch the mysterious tape.Soon, more tapes start appearing in your room, their origins unknown. When their count reaches twelve, no more tapes show up. You watch every single one, assuming it must be some kind of cartoon or anime, perhaps discarded or discontinued. You don't question where the rest of the tapes come from, not when you're enjoying the series. But what's that series you ask? Oh, have you forgotten about it already?? Rest assured, I'll enlighten you. Here are the tapes 𝚢𝚘𝚞 found:-----------------------------A tape series of Errink. Something quite different from my usual taste of writing. Not gonna lie, I thought of this while I was trying to sleep. I hope you enjoy. :)-----------------------------• The characters used are not mine.• Y/n will be mentioned from time to time.• There will be swearing, sorry.Started: 07/03/2024Finished:Chapters: 12 + epilogue.Published chapters: 1/12 (+epilogue).…

The Ultimatum

The Ultimatum

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"On the 12th hour of the first day of October 1989, 43 women around the world gave birth.This was unusual only in the fact that none of these women had been pregnant when the day first began."-----Not only was Sir Reginald Hargreeves determined to collect these unexpected children, but Molly Walker, his sister had her heart set on adoption from the moment she fell in love. She had no idea that it would be so easy to adopt children, especially when it came to a phenomenon as such. Molly didn't adopt just one, or two children, but ten children all with extraordinary abilities. Sir Hargreeves quickly learned about these children his sister obtained and those children's powers. He instantly numbered them as if they were his own and refused to call them by the names bestowed upon them.-----CASE FILE: THE ULTIMATUMNumber Eight.Name: Luna Grace.Gender: FAbility: Morph into anyone at a touch.Extent: None provenNumber Nine.Name: Frankie.Gender: MAbility: Can pause timeExtent: Only occurs for a minute at a timeNumber Ten.Name: Mara.Gender: FAbility: Can travel through portals.Extent: Unknown.Number Eleven.Name: Merian.Gender: MAbility: Replication.Extent: None proven.Number Twelve.Name: Thomas.Gender: MAbility: Super speed.Extent: Mach 1, can be improved.Number Thirteen.Name: Alva.Gender: FAbility: Can forsee the future.Extent: Cannot go past a year in advance.Number Fourteen.Name: Hunter.Gender: MAbility: Able to track anyone with heightened senses.Extent: None proven.Number Fifteen.Name: Emerson.Gender: MAbility: Can increase or decrease the pressure of something.Extent: Focus.Number Sixteen.Name: Marco.Gender: MAbility: Able to turn into water.Extent: Temperature conditions.Number Seventeen.Name: Charlotte.Gender: FAbility: Controls plants.Extent: None proven.-----Copyright Notice: All characters seen or mentioned in "The Umbrella Academy" are not mine nor do I claim them as mine.…

Apocolyptic

Apocolyptic

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The Four Horsemen of the Apocolypse.Bringers of destruction. Bringers of chaos. Bringers of pathogen. Bringers of death. Wherever they go, mayhem follows in their wake. They've caused cities to self-destruct, empires to fall. However, they were not always quite like this...---Zeta Wahr. Violent. Brash. Impulsive. Slightly bipolar. Since she was a child, she has always been... agressive. It may be that she grew up with four older brothers, but no one's sure. She does what she wants, when she wants. Zeta has been suspended a number of times, and never seems to learn. However, she always sticks up for the underdog.Wynne Fameree. Quiet. Clever. Thin. Total mom friend. Ze often doesn't agree with political veiws, and how the goverment solves things. Ze actually has some pretty unique ideas, and doesn't put up with bullshit. Wynne's so busy making sure zir friends aren't dead yet, ze forgets to eat most of the time. When someone insults zir friends, they will not hesitate to use their own strength against them. Ze may not be the strongest person in the group, but ze relies mostly on zir brain anyway.Xiomara Peniston. Calm. Thoughtful. Smartass. They're sick half the time, and always forgets to do their homework. Xiomara has no regard for other human beings saftey.... Unless you're close to them. They live by the saying, 'An apple a day keeps the doctors away'. Seriously, they haven't seen a doctor in a few years.Salem Deaderick. Pale. Selectively mute. Just done with the world. Surprisingly good with animals. While, he's extremely pale, he can blend in with the shadows like no one else. No one ever sees him coming whenever. Just like Zeta, he will not heitate to sick up for someone weaker. He rivals Zeta in strength, and can usually be found sulking. Salem, though he's too proud to admit it, has lost to Zeta quite a few times.Join these teenagers throughout high school, and some chaos and destruction along the way. However, not every story has a happy ending.....…

Dragons Falling

Dragons Falling

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Dragons are just stories, they aren't real....Right?Wrong. Dead wrong.And they surely don't turn into humans with insane mood swings...Right?No. They do.It's just a fairytale that they kidnap young woman...Right?Um...No. They do that too. So when a writer with a hobby of hiking in dangerous terrain, without anyone knowing, stumbles upon a subposibly haunted castle at the end of a forbidden trail, she was not prepared for the scene that awaited her. She definitely wasn't prepared to deal with an infuriating shapeshifting idiot! Of course that's only what she says in her head.Lilith Owens•no sense of self preservation...litterly has no fear...unless you count bugs....or claustrophobia.....• very oblivious, so much that you wonder if she has a brain at some points, but she then redeems herself with something genius.• annoys people for a hobby, and she's good at it.• she loves writing....or pretending to write...take your pick.Craven Von Hydrus • doesn't care• humans are stupid...• moody alpha dragon...need more be said?• likes sugar cookies and strawberries....…

Does rice water shampoo really work for hair growth?

Does rice water shampoo really work for hair growth?

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Hair growth shampoos might help a bit with hair growth. Some people also use rice water to help their hair. They believe it's good because it has things like inositol and amino acids that can fix damaged hair and make it stronger. It also has vitamins that are good for your scalp and might help your hair grow. One popular hair growth shampoo is rice water shampoo, the best shampoo for hair growth and fixes dry and damaged hair. People like it because it's natural and gentle. Rice water shampoos usually don't have bad chemicals like sulphates and parabens, which can be harsh on your hair. Using rice water shampoo can make your hair smoother and shinier and it's called the best shampoo for hair growth. It might also help if your hair is dry or damaged. But everyone's hair is different, so what works for some people might not work for others. Eating healthy and taking care of your hair in other ways is important too. And always check the ingredients in your shampoo to make sure it's right for you. Benefits: Say goodbye to dull hair: Make dry and dull hair healthy and shiny. Keep softness for a long time: Enjoy soft hair for 120 hours after washing. Be gentle on your scalp: Unlike regular shampoos, this one won't remove your hair's natural oils, preventing dryness and itchiness. Get more volume and growth: Perfect for thin or sparse hair, it adds volume and encourages hair growth. Make hair stronger and protected: Reduce breakage and split ends, making your hair stronger and more resilient. Get silky-smooth hair: Nourishes and strengthens, giving you silky-smooth hair after every wash.…

Corruption

Corruption

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CHARACTERS (In order of appearance) Madeleine: A girl with a difficult and confusing past. As her dead mother's husband was Ronan, she becomes one of his latest corrupted victims. But what will Madeleine do to stay in charge, and is Ronan really her dad? Ronan: A prison escapee who must live inside other people's bodies because of his lack of strength to control his own, his latest victim being Madeleine. He will have to make some cruel decisions, in order to rule his own body and rule the world. Lillian: Being the daughter of King Joseph, Lillian tries to live her life as normal as possible, experiencing the usual everyday life of a teenager -including spending as much time as she can with her new boyfriend, Elijah- even though she has to deal with her mothers death. But how will she adapt to her new, tormented life as a prisoner? Will she ever escape? And what about Elijah? Elijah: Lillian's boyfriend, a true friend who is always trying to help. But when his strength and courage is tested, will Elijah be able to make the right decision before it's too late? King Joseph: Joseph knows it's not good to be enemies with Ronan, but by being king, he must assure he will keep is country safe at all costs. Plus, he has to look after Lillian without a wife. But is there more to King Joseph's past? And Does Lillian actually have a sister? Find out the answers to these questions throughout a short account of the treacherous days in the land of Renoiora.…

Hey, Squirt

Hey, Squirt

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A story about two opposites who continuously cross each other's paths. Do first impressions really last? Creating an enemy out of each other doesn't sound like a good beginning for either Hannah or Ethan. Doesn't matter when or where they meet, it never ends well. Ethan goes with the flow, enjoying life, never thinking of the bigger picture. Hannah, on the other hand, knows what she wants, and doesn't want, and plans out everything to the second. From everyday fighting, to smiling at each other in the hallways, everything changes when they start feeling something for each other. All their friends notice the unconscious influence Hannah and Ethan have on each other but they continue to deny it but secretly knowing it's true. The detailed Hannah becomes more spontaneous while the go-with-the-flow Ethan matures. With their family's seemingly connected, how will they work it out in the end?~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~Hey guys I'm back! Please check this book out if you have time. This book is a bit different from my usual stories but I'm planning to work the hardest on this book because of a surprise I'll share in the end. This book is based on my own imagination so if any part is the same or similar with someone else's story it is completely coincidental. If there's anything offensive please don't take it to heart. ~uploads are once a week⚠️ Warning:-curse words-offensive insults…